A Critical Illness shall mean any one of the following illnesses occurring more than 60 days after the Commencement Date of the Certificate as specified in the Schedule or the date of any Revival of Benefit(s) or the date of any Endorsement of Benefit(s) secured under the Certificate or the date of issue of this Annexure whichever is the latest.
| Heart Attack |
| Coronary Artery Disease Requiring Surgery |
| Stroke |
| Cancer |
| Kidney Failure |
| Paralysis |
| Major Organ Transplantation |
| Multiple Sclerosis |
| Fulminant Viral Hepatitis |
| Primary Pulmonary Arterial Hypertension |
| Coma |
| Blindness |
| Heart Valve Replacement |
| Surgery to the Aorta |
| Alzheimer’s disease |
| Dearness |
| Loss of Speech |
| Major Burns |
| Terminal Illness |
| AIDS due to Blood Transfusion |
| Motor Neurone Disease |
| Parkinson’s Disease |
| Chronic Liver Disease |
| Chronic Lung Disease |
| Aplastic Anaemia |
| Muscular Dystrophy |
| Poliomyelitis |
| Bacterial Meningitis |
| Benign Brain Tumour |
| Encephalitis |
| Full Blown AIDS |
| Other serious Coronary Artery Disease |
| Brain Surgery |
| Apallic Syndrome |
| Major Head Trauma |
| Loss of Limbs |
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